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  • Retirement Income Statements that Educate and Don't Dangerously Mislead
    administrators often assume participants will buy a fixed annuity with their account balance. But most retirees ... don’t spend all of their account balance on an annuity. Fixed annuities often generate more immediate ...
    • Authors: Steven Vernon
    • Date: Oct 2020
    • Competency: External Forces & Industry Knowledge
    • Topics: Pensions & Retirement>Retirement risks
  • Consider a Default Decision Process for Retirement Income Options in DC Retirement Plans
    default retirement income option (whether an annuity or investment solution), then finds themselves ... funds could be redeployed at any time. 3. An annuity to supplement Social Security with additional guaranteed ...
    • Authors: Steven Vernon
    • Date: Oct 2020
    • Competency: External Forces & Industry Knowledge
    • Topics: Pensions & Retirement>Retirement risks
  • The 5 Most Important Retirement Income Decisions
    cost-effective single premium immediate annuity (SPIA) through an annuity bidding service. To continue the ... purchased a SPIA with a 100% joint and survivor annuity, their total annual retirement income would further ...
    • Authors: Steven Vernon
    • Date: Oct 2020
    • Competency: External Forces & Industry Knowledge
    • Topics: Pensions & Retirement>Retirement risks
  • Retirement Income Planning in a DC World
    funds could be redeployed at any time. 3. An annuity to supplement Social Security with additional guaranteed ... third option—an annuity—would be to facilitate an IRA rollover to an online annuity bidding service ...
    • Authors: Steven Vernon
    • Date: Oct 2020
    • Competency: External Forces & Industry Knowledge
    • Topics: Pensions & Retirement>Retirement risks